Special Edition / Lizmer, boat financing thought with yards for boaters

LIZmer sponsors skipper Jean-Pierre Balmes and his Outremer 4X on the Route du Rhum 2018 © Capitole Finance-Tofinso

Capitole Finance-Tofinso, through its LIZmer brand, offers a personalised method of financing pleasure craft: LOA (Leasing or Rental with Purchase Option). This financing solution is constantly increasing. LIZmer relies on its experience to build with shipyards and dealers the best leasing offer according to each yachtsman's project.

A yachting specialist backed by the BPCE Group

For the past 10 years, the LIZmer team, the yachting department of Capitole Finance-Tofinso, has been offering a tailor-made leasing solution with an Option to Purchase (LOA) for boats. In addition to the service and advice provided to boaters, LIZmer has specialized in long-distance departures. It is able to offer personalised offers by adapting financing to yachtsmen's projects. Composed of 8 specialists exclusively dedicated to boating, LIZmer relies on the company's 160 employees. A human-sized entity, Capitole Finance-Tofinso is a subsidiary of the Caisse d'Epargne Midi-Pyrénées.

Offers adapted to the yachtsman

LIZmer finances boats under the French or British flag for private customers from the European Union. Each yachtsman is contacted directly by phone by an advisor to better understand his navigation project. "Our goal is to offer the best offer, which will be different if the tenant only sails for a few months or if he leaves for a long trip," explains Frédérique Desarnauts, head of the yachting division of Capitole Finance-Tofinso.

LIZmer thus prepares specific financing* files to meet all types of projects for individuals. Involved, the company is thus a sponsor of Jean-Pierre Balmes, one of its partners, engaged on an Outremer 4X catamaran in the Route du Rhum 2018.

LIZmer is present at boat shows all year round, here at the Grand Pavois in La Rochelle. Capital Finance-Tofinso

Supporting construction sites by securing customers

Present in the leasing of sailing and motor boats in a price range from 25,000 euros to several million euros, Lizmer is a partner of small and medium-sized shipyards, as well as dealers of major yachting groups. It supports the customer throughout the life of the contract, in particular in the event of a transfer of LOA or the addition of equipment to the boat in the financing. "We are also present in the event of a hard blow in the life of the yachtsman, to advise and assist him in finding solutions," adds Frédérique Desarnauts. LIZmer thus does everything in its power to make the relationship between the customer and the yacht shipyards more reliable.

A credit commits you and must be repaid. Check your ability to repay before committing.

LIZmer is a brand of Capitole Finance-Tofinso, a wholly-owned subsidiary of Caisse d'Épargne de Midi-Pyrénées, a credit institution no. 14648, a SA with a Management Board and Supervisory Board with a capital of 32,293,310 euros, and an ORIAS no. 08040602, RCS Toulouse 433 952 918 whose registered office is located 2839, La Lauragaise BP 28208 31682 LABÈGE Cedex.

*Subject to acceptance of your application by Capitole Finance-Tofinso and after expiry of the legal withdrawal period.

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